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Michael Wilmington of the Los Angeles Times recalled that 'there are amusing things in 'Mo’ Money'-the chemistry of the Wayans team, the paterfamilias routine of Joe Santos as a good cop, the piquant sexiness of Stacey Dash-but they get steamrollered by all the high-tech crash-bang movie machismo.' Hal Hinson wrote in The Washington Post that Wayans, 'the ' In Living Color' star, who wrote and executive-produced this new picture, has a handful of these sublimely blank moments in 'Mo' Money,' but not nearly enough to anesthetize us to the film's painful deficiencies.' The New York Times' Janet Maslin wrote that 'the film would have been helped by more directorial spark than is supplied by Peter MacDonald, who is effectively stumped by the screenplay's split personality. The film had a mostly negative reception. The movie was filmed in Chicago, Illinois in 64 days from July 16 to September 18, 1991. Damon Wayans as Johnny Stewart / Anton Jackson / Blaine Edwards (cameo).Seymour and Amber visit Johnny lying in the hospital bed injured and decide to settle down. A fight ensues between them until Johnny kills him by hanging him. Keith tries to kill Johnny by shooting him in the shoulder. Keith kidnaps Seymour, and Johnny goes after him until he escapes. Keith's hitman tries to kill Johnny for blackmail until he shoots Walsh in the arm. Walsh becomes furious about the operation. The police authorize a sting operation on Seymour to record Keith's conversation and to capture him. Seymour tries to escape but is caught by mall security and questioned by police. However, a security alarm blares, indicating the stolen card. Seymour takes a stolen credit card and attempts to buy a four-fingered ring. He records Johnny stealing a returned credit card and pressures him to join the credit card criminal enterprise. Keith is head of security at Dynasty Club, and he also runs a virtual stolen credit card operation. With Seymour's help, Johnny charges large amounts of money to the cards with the intention of impressing Amber. Keith promotes Johnny from mailroom clerk to supervisor to replace Chris. Walsh investigates Chris's murder and find credit card receipts on him. Chris is stabbed and killed by Keith's hitman in the subway station. Lieutenant Walsh ( Joe Santos), who was once the partner of Johnny's deceased father, asks Chris questions about Keith.

He justifies his actions because he knows that he is stealing from only the company and not harming the individual cardholders. He develops a scheme to commit identity theft with the credit card information of deceased cardholders to which he has access due to his mailroom position. Johnny realizes that he needs money to woo Amber. Keith threatens Chris in the men's restroom, terrifying Chris.

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Chris Fields (Mark Beltzman) trains Johnny how to do the job. When Johnny meets Amber Evans ( Stacey Dash), he tries to impress her by obtaining an honest job at the company where she works-Dynasty Club, a credit card firm. Johnny Stewart ( Damon Wayans) is a lifelong con man who performs scams with his younger brother Seymour ( Marlon Wayans). They switch a computer tape in Ted's car before police arrive. Butler), who works for the Dynasty Club, is murdered by Keith Heading ( John Diehl) and his men on the street.

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